Uber and Lyft have revolutionized the way we think about transportation. This is why when you use an Uber or Lyft service, you expect to arrive safely and on-time at your destination. Unfortunately, sometimes Uber drivers get into accidents. When a passenger is involved in an accident, there is very little they can do to protect themselves, and they are very often injured as a result. Many people injured in ridesharing accidents seek financial compensation to help cover the cost of their medical bills, in-home care, and more. If you were injured in a ridesharing accident, here are some of the questions you may have regarding your legal options going forward:
What causes car accidents?
Car accidents can be caused by several different factors, such as poor weather conditions. For example, with the fall season coming, motorists will have to pay attention to wet leaves strewn about the road, as they are a safety hazard. Additionally, faulty car parts, poor road conditions, and more can cause car accidents. However, the most common cause of car accidents is driver negligence. Some examples of driver negligence are texting and driving, driving under the influence of drugs or alcohol, speeding, and ignoring any other rule of the road.
How do I recover compensation after a car accident?
To recover financial compensation, you must first prove that you were injured due to another party’s negligence. An experienced attorney can help you do so.
What is Uber/Lyft’s liability coverage?
Uber and Lyft are both independent contractors, meaning their insurance will only cover your accident if the driver was on the clock when the accident occurred. If the driver was not on the clock, then his or her insurance should pay the damages incurred.
- Period 0: If the driver is not logged into the rideshare app, Uber/Lyft does not provide coverage.
- Period 1: When the driver is logged in but has not accepted a ride, the company provides liability coverage for an accident that is the driver’s fault, up to $50,000 per person injured in the accident, $100,000 total injury liability per accident, and $25,000 property damage liability.
- Period 2: If the driver accepted a trip and is on the way to pick them up, the liability coverage increases to $1 million.
- Period 3: If the rider is in the rideshare car, liability coverage is up to $1 million, plus limited coverage for damage to the driver’s car and uninsured motorists’ coverage.
Contact our experienced Delaware firm
If you or someone you know was involved in a personal injury accident and wishes to speak with a skilled attorney, contact Mattleman, Weinroth & Miller, P.C. today.
MW&M is comprised of an experienced team of attorneys focusing on legal matters of personal injury, workers’ compensation, Social Security Disability, product liability, and wrongful death in Delaware. If you require an effective attorney to guide you through these difficult legal matters, contact MW&M today to schedule a free case evaluation.